Toronto Retirement Homes

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Overview

Retirement homes in Toronto are designed to support older adults who want to maintain their independence while benefiting from a range of support services. Whether you're looking for occasional help or more regular assistance, retirement residences offer flexible options tailored to your needs. These homes can include everything from meals and housekeeping to personal care and emergency support — all within a social and secure setting.

What is a retirement home?

Retirement homes in Toronto are privately run residences that offer rental accommodations along with hospitality and care services. Most homes provide meal plans, daily programs, 24/7 emergency response, and housekeeping. Some homes also offer enhanced support through assisted living or memory care services.

Suites can range from private studios to one- and two-bedroom units, often with kitchenettes and accessible bathrooms. Many communities include shared dining rooms, lounges, wellness centres, outdoor space, and transportation options.

Who It’s For

Retirement homes are suitable for older adults who are mostly independent but may want help with cooking, cleaning, medications, or personal care. These homes also appeal to people who feel isolated at home and want to enjoy social interaction, activities, and peace of mind.

This type of senior living works well for individuals or couples who no longer want the stress of home maintenance but are not ready for long-term care. It can also be a helpful step between full independence and more intensive levels of care.

What to Expect

Each retirement home is different, but most offer:

Private or semi-private suites
Three daily meals and snacks
Housekeeping and laundry services
Scheduled activities and outings
Staff on-site 24/7
Optional care services such as help with bathing, dressing, or medications

Many retirement homes in Toronto also offer trial stays or short-term respite care, which can help families explore care options without committing to a long-term arrangement.

Licensing & Regulation

All retirement homes in Ontario — including those in Toronto — are regulated under the Retirement Homes Act, 2010, overseen by the Retirement Homes Regulatory Authority (RHRA). The RHRA ensures that licensed homes meet provincial standards for care, safety, staffing, and resident rights.

In addition, retirement homes are also subject to tenancy laws under the Residential Tenancies Act, which outlines residents’ rental protections, responsibilities, and notice periods.

To better understand your rights and responsibilities, visit: Retirement Homes Act Ontario – What Families Need to Know

Examples of Retirement Homes in Toronto

Some of the retirement residences listed on our platform in Toronto include:

Hazelton Place Retirement Residence – Luxury residence in Yorkville offering independent and assisted living, chef-prepared meals, and 24/7 support in a prime downtown location.
New Horizons Tower – Faith-based and not-for-profit, this west Toronto community offers affordable independent and assisted living with wellness programs and on-site care.
Bradgate Arms – Elegant midtown residence offering boutique-style independent living in a historic setting with personalized services and private suites.
Belmont House – Charitable non-profit offering both retirement living and long-term care downtown, including medical support, chaplaincy, and dementia care.
Meighen Retirement Residence – Salvation Army residence in midtown with assisted living, 24/7 support, spiritual programming, and inclusive community care.

Learn More

To support your planning and decision-making process, here are a few helpful articles:

If you're unsure which care option is best, visit our Consulting Services page for guidance from trained professionals.

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Cost of Retirement Homes in Toronto

What do retirement homes cost in Toronto?

The average cost of retirement homes in Toronto typically ranges from $3,500 to $10,000 per month, though some can reach as high as $15,000 to $18,000. Final pricing depends on the level of care needed, the type of accommodations, the ownership model (private, corporate, or non-profit), and where the home is located.

Retirement homes in Ontario are generally private pay and are not standardized by the government. Each residence sets its own pricing, often separating base rent from care services. While the monthly retirement home fees usually include rent, utilities, meals, housekeeping, and basic amenities, personal care services like medication support or bathing assistance are charged separately or offered as bundled packages.

Why do retirement home prices vary so much?

Prices vary based on multiple factors: whether the residence offers independent or assisted living, its location, suite size, and level of hospitality or medical support. Homes with larger suites, high-end amenities, or more advanced care services are often priced higher.

Most retirement homes are regulated by the Retirement Homes Regulatory Authority (RHRA), and some may also fall under Ontario’s Residential Tenancies Act (RTA), depending on when the building was first occupied. Because pricing is not standardized across homes, the cost of retirement living in Toronto can differ significantly between providers.

Some care-related expenses may also qualify for tax credits in Ontario, which can help offset total costs. Speak with a tax professional if this may apply to your situation.

Can I use the calculator to compare retirement home costs to living at home?

Yes. If you have an estimated monthly cost from a retirement home, you can use our Senior Housing Cost Calculator to compare that amount with your current cost of living at home. The calculator helps estimate the total financial picture by accounting for rent, food, utilities, personal care, and support services.

This tool is especially useful if you're evaluating whether a move to a retirement residence is financially manageable over the long term.